Hi Gary,
The correct answer to your questions really depend the dynamic range of the scene you're trying to capture (the range of brightnesses). If the scene is purely reflective (ie sun behind you) then that's pretty straight forward, and matrix metering will usually do a good job, but if you're shooting into the light (to a greater or lesser degree) ("back lighting") then the dynamic range of the scene will increase dramatically, and exposure will be more critical.
In situations like that, GND filters are often required, but the two other things that also help a lot are (1) Shooting RAW, and (2) ensuring you don't blow important highlights - the latter is where highlight alert ("blinkies") and the histogram come in.
Digital photography has only a small tolerance towards over-exposure, but a far greater tolerance towards under-exposure, so the trick is to push the highlights as close as you can to the right hand edge of the histogram, and then raise the shadow details using the full light slider in post processing.
Spot metering may or may not help - it's not used in the way many people think because a compensation has to be applied depending on how far the metered tone varies from a medium gray - but that can be the topic of another post