
Originally Posted by
JR1
IF you are going to do it financially and offer a service I hope you take into account public liability and public indemnity insurance too, no one "working" as a photographer would go out without
Also Remember as soon as you earn there is HMRC taxes to inform, you may not think about it but whoever pays you WILL note it in their yearly accounts and sooner or later HMRC WILL tie their expenditure to someone.
IF you place a sign on the side of a car, Vistaprint (yuk), you are IMMEDIATELY into informing your car insurance company that it is used for business, so if you are involved in an accident even innocently, but are travelling to earn, or returning, you are driving illegally if not covered for business use.
There is more to being a "photographer in business, even pin money" than owning a camera.
Local newspapers "may" pay you, mainly free unless you are a member of the NUJ as I am. That will also mean you will eventually need a press pass to cover events from anything but the side lines, which is where going behind the scenes makes PLI and PI insurance a must.
Just some comments, to think about.
Oh and if you are being "paid", you will of course have the spare camera body, batteries, lenses etc for the occasion one packs up. Oh and don't forget camera/gear insurance too.
Now, we all started like you, I certainly did. So GOOD luck