Ok, I will try to be polite.
We assume that the light meter assesses cd/m2, whatever it reads. Now if we have a white patch that reflects 120 cd/m2 and beside it a red, a blue and a green patch as well as a black one, the energy of the incident light will be unevenly absorbed. The red patch will absorb virtually all green and blue light, the green patch will absorb virtually all blue and red light, and the blue patch will absorb red and green. The black patch will absorb all three colours.
When measuring the luminances from each one of them, the white pach with 90 % reflection will certainly reflect the highest number of candelas, 120 cd/m2.
The illuminance for all is equal, and assuming the white incident light has equal energy in all of the three colours, the red patch will reflect 30 cd/m2. So will the other coloured patches. The black patch may reflect less than 2 cd/m2. The rest of the energy is absorbed by the coloured patches and the black. The coloured ones absorb 70 % of the light, and the black one near 99 %. Absorbed light is turned into heat, making the surface warmer. The white surface that absorbs 10 % will be less heated than the black one that absorbs 99 %. Those other coloured surfaces absorb about 70 % and will also be substantially heated.
When we photograph these different patches, we might want the white reach zone IX and the black zone I, while the coloured ones should be placed in zone VIII. Note that it is only for convenience we assume them to reflect the same amount of light. Depending on colour temperature and balancing, the real figures will certainly be other.
If we measure the red patch as if it were white, and assume that we place it in zone IX, which is the place where it would rightly be if it had been white, its red luminance will be higher than the red channel of the sensor can assess. Our meter, whether completely colour indifferent as most hand held meters, or tri-colour as in a camera, will not assess its correct value to fill the red channel without over-flowing. The white patch reflected 120 cd/m2, but the red one only 30 cd/m2. The meter will tell us to expose the red patch three times more than the white patch, in order to make it as bright as a white of 120 cd/m2, but as it is one single colour, with the two other absent, it will fill up the red sensels at only a third of that exposure. The red will be clipped if we expose it in hope of getting it as bright as the white patch.
The red coloured patch reflects less light than the white one, less cd/m2, and it cannot be used for evaluating exposure unless we know how to compensate for the lack of the other two colours. We have to reduce exposure about three times in order to render it below clipping.
I know that this may be difficult to grasp, but nevertheless, that is the way it works.
And that is why exposure will have to be reduced with a saturated red of high luminance, as this image which has been exposed with compensation of minus two full stops: