Similar thoughts but, with me, there are always less simple considerations:
Your dilemma is expressed in the form of an 'exclusive or' i.e. black or white and no grays, dammit.
In my world, the degree of post-production is highly dependent upon the quality of the capture, and equally upon the viewing output intended for the image. Only rarely do I get a shot that needs no processing at all.
With my cameras, the raw converter does not even have a cropping facility. So, if I perchance shot a rare sea-monster off Holyhead at 50mm (max FL for my kit zoom), surely some cropping would be necessary? Further, suppose that shot was taken hastily in the evening but accidentally with "overcast" white balance set, would it not be nice to correct the color balance in "post" (post-production, as it were)?
Then, some shots lend themselves to black and white (or grayscale or tinted or monochrome i.e. sepia) if you're into that. Shots like that, which may look OK in color tend to need quite a bit of processing to get that B&W quality.
I would say that there are very few here who go out and snap away thinking that it can all be fixed in post-processing and vice versa there are many here who, like yourself, would prefer to get it right straight out of the camera. Haven't managed that very often, myself. Even el famoso Ansell Adams is said to have spent a fair bit of time in darkroom messing with this and that