Hi Leo:
My first comment is a response to
my understanding of your somewhat smart comment: "
You must be a really high-value target since the attackers have to go through the effort of infecting your PC with a malware, deciphering the login information for your online banking account, identifying your phone number, and finally re-routing messages to the attackers' phone" . Well, since you brought the subject up, at one time I might have been a high-value target, but not for my bank account, as I worked in Military Intel, which is one reason I am not on social media and I don't do more than the most basic things on my smartphone. My point was that many malware attacks are carried out en masse and not one at a time as you seemed to suggest, and users are particularly vulnerable when users connect with unsecured Wi-Fi.
As regards your comment: "Why don't we just stop using SMS as the second factor of two-factor authentication?" Since the vulnerability has been known for some years I completely concur!
Ironically this at a time when several major service providers are moving TO two-factor authentication!