Donald - no, I am not afraid of the jargon. I am willing to learn as I go. I've been an amateur photographer for the past 10-15 years now...and I really enjoy it, it's come quite the hobby (and also my relaxation after a hard day at work). I've read photographer ezine on-line and some of them are not very plain. Like I said earlier, I am still learning the things my camera can do even tho it is a Fujifilm...it takes beautiful photos.
Sadly the lens in my Fujifilm has loosened and needs sent out to be repaired. I really don't want to be without a camera while it is gone...that's why I am looking into a Nikon (or even a Canon).
Thank you to everyone that has commented on my questions...I really do appreciate the help with the raw & JPEG questions that I had.
Ann