I open all my raw shots in sRGB working space because is that the only output profile I use; therefore, what I see on the screen is what I'll get when exporting. I cast suspicion on any channel which has a lot of zeros in it because any pixel with a zero in it is 100% saturated and 100% saturation is indicative of out-of-sRGB-gamut color. Certainly so for natural colors.
While still in sRGB, reducing saturation usually fixes it for me. If not, I'll export in ProPhoto to RawTherapee ** which, as a few of us know, can fix anything.
https://rawpedia.rawtherapee.com/Color_Management
https://rawpedia.rawtherapee.com/Color_Management_addon
The classic case for
guaranteed OOG is when shooting full-spectrum (UV/IR blocker removed); any reflected IR part of the scene (during conversion to RGB) forces the green channel to zero, giving that horrible purple look. Thus, green foliage turns red/brown but skies remain blue-ish.
** I used to be a member of the "I always edit in ProPhoto" set, but now only when in RT because that is RT's native working space.