I can see where your fascination is coming from with the above water textures but for me there is too much hazy underwater space.
I can appreciate your observation, thought quite a bit about the crop and how much water to leave. I finally settled on this because I really quite like the water colour and the contrast between the rough and smooth. A tighter crop I found made the wood and rock textures overly harsh, needed to back off to decrease the stark nature.
Nice idea, Trevor, but I think you need to simplify it. There is too much going on in the frame
This is the first time, i could not enjoy your image
Trevor, I love these kinds of photos. Maybe push the above water elements or the opposite, push the underwater elements. I do not think you can create 'balance' in this kind of picture. Have fun.
Cheers Ole