I would crop the foreground. Having a turtle there may be a nice idea but it is far too out of focus to add anything except distraction. Otherwise this scene works OK for me.
Nice capture.
Thank you Geoff, John and Bear. Your comments are appreciated.
Perhaps try a different perspective, Andre: crop left side to close behind both the duck and turtle, and a similar crop off the right side, [but leaving enough space so that the duck is still looking forward into the scene]- to make the image a vertical format- kind of like a "brothers of the lake" shot.
Thanks for sharing.
Zen