Well captured! I suppose if that were Hawaii, it wouldn't get a second glance ...
Nice timely shot
Good timing on the shot Joe; you're very close to peak height on the wave.
I find that your shutter speed might just be a touch high for my taste as the water is frozen rather than seeming to move. It's hard to nail this to please everyone, but if you get back to shooting this type of scene you might want to experiment with faster and slower shutter speeds to see which one looks best.
The time of day and lighting are not helping a lot though; harsh, hard shadows throughout, unfortunately.
If you try a slower shutter speed with this sort of shot, Joe, you are likely to get some subject movement blur from the people moving around. So this current scene suits me. No over exposure on the whites either.
Good timing, Joe! I would like to see this in B&W too, think it would work well.