While you were away, Paul ...
We should remember that in-camera metering sensors have the same spectral response as ordinary light-meters, voila:
Photopic response refers:
http://hyperphysics.phy-astr.gsu.edu.../efficacy.html
This is because photographic exposure works using lux -well, the candela really- and l
ux has no IR content.
So, if I point my converted DSLR at a scene dripping with IR, the metering sensor will not see the IR - and therefore will recommend a
very much higher exposure than is optimal for the IR or even full-spectrum. In a scene with IR in it, I usually
have to apply around -2EV exposure compensation so as not to blow the IR-reflective parts of the image.
Apologies if you already knew all that!